October 21, 2014
Workers’ compensation insurance provides benefits to workers who are injured on a job or at a job site. Compensation for employees has been deemed necessary because many people who are injured on the job are unable to perform their employment duties for a while, or in extreme cases they may not ever be able to return to work. Because of the severity of a decision of this magnitude for both the employer and the injured employee, certain criteria have been put into place to ensure that correct compensation is awarded to those who qualify. An impairment rating test must be completed before a disability claim can be filed and before any needed care can be received.